Are Dental Implants Covered Under Insurance?

Your dental insurance is a monthly investment designed to help you maintain optimal oral health. Unfortunately, less than 3% of Americans meet or exceed their annual limits. If you’re among those who haven’t maximized their policy, you’re about to lose any remaining coverage. Your dental policy will expire at the end of the year, so why not use your benefits to replace your missing teeth? Believe it or not, your plan can be used to help offset the cost of dental implants to invest in a complete smile without fearing an outrageous bill.

How Much Do Dental Implants Cost?

There isn’t a set fee for dental implants because the cost is based on your specific treatment plan, like the number of teeth you’re missing. Your dentist will provide you with an estimate during your initial consultation and discuss the fees associated with your plan. They’ll explain your payment options to help you find the solutions you need to keep your new smile affordable.

Can I Use My Dental Insurance for Dental Implants?

Every policy is unique, but many plans can be used to help pay for dental implants after reaching your annual deductible. Depending on your coverage, your policy can be used to cover 50% to 80% of the cost until reaching your yearly limit. Your dental insurance can be used to help pay for certain steps in your treatment, like the consultation, X-rays, tooth extractions, or restorations.

Now is the ideal time to begin the process of replacing your missing teeth because your dentist can help split the cost into next year. If your plan will exceed your remaining benefits, you can have the final stages of your treatment performed in 2021 to use your newly reinstated coverage.

Your dentist will work on your behalf with your dental insurance to file the necessary claim forms for reimbursement, so you have one less thing to worry about.

How Can I Pay for Dental Implants?

Your treatment plan consists of various stages, each with separate costs. Therefore, you won’t need to pay the entire amount upfront, which can make it easier to afford your new smile, especially when using your dental insurance.

After utilizing your coverage, your dental team will explain your payment options for any remaining balance, like third-party financing. You’re given the funds you need, which you’ll repay using a plan that accommodates your budget.

Maximize Your Dental Insurance

As you plan for the year ahead, make sure a complete smile is at the top of your list. Use your remaining benefits to replace your missing teeth with dental implants.

About Dr. David Earnest

Dr. Earnest earned his dental degree at the University of Texas Health and Science Center. He is a member of various organizations due to his clinical excellence, like the International Congress of Oral Implantologists. He offers advanced solutions to treat tooth loss. If you’re ready to replace your missing teeth, his office accepts many insurance policies. Contact our office today to schedule your consultation.